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For personal service - 1-800-738-2265
24 hr voice response - 1-800-520-2265
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For personal service - 1-800-738-2265
24 hr voice response - 1-800-520-2265
Open a New Account Online
Certificate of Deposits (CD) are one of the safest options in which you can invest your hard-earned money. The interest rate and time period to maturity is established before your investment. You’re guaranteed to get your initial deposit back as well as interest once the CD matures. As with all deposits at First American Bank and Trust, your deposit is FDIC insured up to $250,000.
See the chart below for current rates. To speak to a Customer Service Representative about your best investment needs, please contact us at 1-800-738-2265 during normal business hours.
| REGULAR Certificates of Deposit | Annual Percentage Yield | |||
|---|---|---|---|---|
| 1 Month CD | 2 Month CD | 3 Month CD | ||
| $1,000 and over | 0.15% | 0.15% | 0.45% | |
| 6 Month CD | 12 Month CD | 18 Month CD | 24 Month CD | |
| $1,000 and over | 0.65% | 0.90% | 0.90% | 1.00% |
| 36 Month CD | 48 Month CD | 60 Month CD | ||
| $1,000 and over | 1.10% | 1.20% | 1.30% | |
The annual percentage yield is accurate as of the above date.
Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
Interest Rates subject to change without notice.
Terms up to 1 year
Interest may be added back to the CD at maturity or paid monthly by check or deposited into a First American Bank and Trust account.
Terms greater than 1 year
Interest may be added back to the CD annually or paid by check or deposited into a First American Bank and Trust account monthly, quarterly, or annually.
For further information about applicable fees and terms, please contact an employee of the bank.
For information on interest bearing checking, money market, and savings accounts, please contact an employee of the bank.
For special CD rates, click here.
For current rate information and Annual Percentage Yield on any accounts, please call 1-800-738-2265 or (225) 265-2265.
Contact us with any questions you may have. Send us an email and we will get back to you as soon as possible with the answers you need.
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